Who's Steering?

Fear is the most expensive thing you own.

Not because of what it costs when something goes wrong - but because of everything it quietly talks you out of when nothing does. The career you didn't change. The number you wouldn't look at. The work you finished and never shipped.

Most books about fear tell you to be brave. This one doesn't. Genti Cici - a fee-only fiduciary advisor who learned how fear works standing in a bread line in communist Albania - runs a different sequence: name the fear, take it apart, and hand you a small, runnable system that dismantles its weight, whether you feel brave that day or not.

Twenty-one fears. Twenty-one systems. Each one tested on the author's own money and life, and each one drawn on a napkin so you can't forget it. Inside you'll meet the fear of being behind, the fear of being seen, the fear of the number, the fear of walking away - and, in the age of AI, the fear that the machine has already won. (One chapter is even written by an AI, which confesses, in its own words, exactly what it can't do.)

This isn't a promise you'll stop being afraid. Fear doesn't leave. It's a field manual for taking fear's hands off the wheel - so the thing steering your life is you, not your dread.

Braver was never the point. Built for it is.